Translation guide
How to express the concept of 'payment method' in Japanese, from everyday cash to digital payments.
どのような支払い方法がありますか？
What payment methods do you accept?
クレジットカードは使えますか？
Can I pay by credit card?
現金のみです。
Cash only.
Asking or stating how to pay in a store, online, or in general.
The most common and neutral term for 'payment method'. Used in stores, online, and formal contexts.
支払い方法は何がありますか？
What payment methods do you have?
支払い方法を選んでください。
Please select a payment method.
Polite version with honorific お, often used by staff when addressing customers.
お支払い方法はいかがなさいますか？
How would you like to pay?
Often used in online shopping, apps, and technical contexts. Slightly more formal and business-like.
利用可能な決済方法を確認する。
Check available payment methods.
Paying with physical money.
Paying with a credit card.
Full phrase for credit card payment. Often shortened in speech.
クレジットカード払いはできますか？
Can I pay by credit card?
Paying with Suica, PASMO, or other contactless IC cards.
Paying with PayPay, LINE Pay, or similar apps.
Standard term for QR code payment services.
QRコード決済は使えますか？
Can I use QR code payment?
Paying via bank transfer or automatic withdrawal.
Bank transfer, often used for online purchases or bill payments.
お支払いは銀行振込でお願いします。
Please pay by bank transfer.
The question a cashier or website asks.
Polite, standard way for staff to ask. Literally 'How will you do the payment?'
お支払いはどうなさいますか？
How would you like to pay?
In casual speech, you can often just say the payment type + で (e.g., カードで, 現金で) without explicitly saying 'payment method'.
支払い方法 is the general, everyday term. 決済方法 is more common in online shopping, apps, and formal business settings. Both are widely understood.
お支払い方法はお会計時に選択できます。
The payment method can be selected at checkout.
Polite, used in store or website instructions.
Standard term for cash payment. Often used in contrast to card or digital payments.
現金払いでお願いします。
I'll pay in cash, please.
Simply 'cash'. Often used in short questions or answers.
現金のみです。
Cash only.
Short for credit card in payment contexts. Very common in casual conversation.
カードで。
By card.
Generic term for electronic money, including Suica, nanaco, etc.
電子マネーで支払えますか？
Can I pay with electronic money?
Specifically refers to transit IC cards like Suica or PASMO.
交通系ICカードでお願いします。
I'll pay with my transit IC card, please.
Generic term for smartphone-based payments, often includes QR and NFC.
スマホ決済で。
With smartphone payment.
Automatic direct debit from a bank account, common for recurring bills.
口座振替の手続きをしました。
I set up direct debit.
Often asked before payment to clarify if splitting the bill. Not directly 'payment method' but related.
お会計はご一緒ですか、別々ですか？
Will you pay together or separately?