自じ費ひ

noun

at one's own expense; out-of-pocket

Used when someone pays for something themselves, not covered by an organization or insurance. Often appears in compounds like 自費出版 (self-publishing) or 自費負担 (out-of-pocket burden).

• 留りゅう学がく費ひ用ようは自じ費ひでまかなった。

  I covered the study abroad expenses at my own expense.

• 治ち療りょう費ひは全ぜん額がく自じ費ひ負ふ担たんです。

  The treatment cost is entirely out-of-pocket.