noun
negotiable certificate of deposit
A financial instrument: a certificate of deposit that can be transferred to another party. Used in banking and investment contexts.
銀行で譲渡可能定期預金証書を購入した。
I purchased a negotiable certificate of deposit at the bank.
Compound of 譲渡可能 (negotiable) + 定期預金 (time deposit) + 証書 (certificate). A direct translation of the English financial term.