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Sentence
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revolving payment; installment paymentnoun
は
topic markergrammar
手数料
fee; charge; commissionnoun
が
subject markergrammar
かかる
take time; cost money; require a resource; hang; be hanging; be locked; be fastened; get a phone call; receive a call; start; turn on; be caught in; fall into; depend on; hinge on; begin a task; set about; get down to; be starting to; be on the verge of; come at; move toward; fall upon; be covered; have something over it; be subject to; come under; be charged; be attended by; be dealt with by; consult; come into view; be seen; meet; overlap; extend over; cover-> 掛かるgodan verb, auxiliary
ので
because; sincegrammar
注意
attention; notice; heed; care; caution; precaution; advice; warning; reminder; admonishment; reprimand; telling-offnoun, suru verb
が
subject markergrammar
必要
necessary; needed; essential; necessity; need; requirementna-adjective, noun
だ。
plain copulagrammar